We recently completed a new will and trust with Heidi Webb, attorney in Daytona Beach. Even though we had these documents from another state, they needed to be replaced to comply with Florida laws. When we met with Heidi, she reviewed our documents, explained what needed to be done and why, and answered all our questions and concerns. Where other lawyers said what we should do, Heidi asked us what we wanted to do and then explained pros and cons. We never felt rushed and she gave us all the time we needed to make our final decisions. Her professionalism, interest in her clients, friendly personality and care went a long way to making the whole process easy and very pleasant. We highly recommend Heidi Webb for your estate planning needs.

~ Daniel R

In a time of sadness & grief, I searched the area for an attorney who would work with me and my budget. After the first call with Mrs. Heidi, I knew that I had found someone who truly cared, who was understanding and patient with my circumstances. She knew that I did not know much about the probate court (I felt so lost and defeated) and she went over and above to explain it all to me and what was going to be happening in the upcoming months. Probate court is not something that happens quickly, my family & I were out of our home for months on end and Mrs. Heidi did everything she could to expedite the process of us moving back in. She provided us with all the information, communicated everything with us as she found out and made the (tough) process so smooth. She is super knowledgeable in her scope and works thoroughly on the documents needed. I am very very grateful my family and I chose Heidi and I strongly recommend anyone who needs Estate Planning to inquire with her.
Not to mention, everyone who works in her office and beside of her is equally as amazing as she is. Her office staff was simply dedicated, always pleasant, compassionate, and kindhearted. They made me feel like we've been friends forever. They communicated with me & sympathized with me, they treated me like a person they loved, not just another customer, and they truly cared about how I was doing despite what I was going through at the time. I applaud them and Mrs. Heidi tremendously for everything they have done for us.
There are not enough words that could show my true appreciation and thankfulness for this group of people and this office.

~ Briana L

Tips on How to Prepare for Hurricane Season

As hurricane season approaches in Florida, residents face the annual reality of preparing for potential natural disasters. Beyond the necessary steps of securing physical safety and property, it’s also crucial to consider strategies for protecting financial assets and legal documents.

Insurance: Your First Line of Defense

Review Your Insurance Policies: Regularly review your insurance policies to ensure they cover the most common types of damage during a hurricane, such as wind and flood damage. It’s vital to understand the specifics of what your insurance covers and any potential gaps.
Consider Additional Coverage: Depending on your location and the value of your assets, additional coverage like flood insurance might be necessary. Remember, standard homeowner’s insurance does not typically cover flood damage.

Safeguarding Legal Documents

Secure Important Documents: Keep important legal documents such as wills, estate plans, insurance policies, deeds, and personal identification in a safe, waterproof, and fireproof location. The bottom drawer of the file cabinet = a bad idea. Trust me on that one!
Digital Copies: Create digital copies of crucial documents. Store them in a secure cloud storage service to ensure they can be accessed from anywhere, should physical copies be destroyed or lost.

Financial Preparedness

Emergency Fund: Maintain an emergency fund that can cover at least three to six months of living expenses. This fund should be readily accessible in case of significant disruptions caused by a hurricane.
Secure Access to Funds: Ensure that you have multiple ways to access your funds. This can include keeping a small amount of cash at hand if ATMs and credit systems temporarily go down.

Property Protection

Home Reinforcement: Take steps to reinforce your home to withstand hurricane forces—this includes impact-resistant windows and doors, reinforced roofing, and securing or removing potential flying debris.
Inventory Home Contents: Keep an updated inventory of valuable possessions. This will be a life saver for insurance claims and tax deductions on losses that aren’t covered by insurance.

Legal Considerations

Review Your Estate Plan: Make sure your estate plan is updated and reflects any new assets or changes in your life that could affect how your estate is managed if something happens to you.
Power of Attorney: Consider setting up a durable power of attorney. This allows someone you trust to manage your affairs if you are unable to do so during a disaster.

Community Resources

Utilize community resources available for hurricane preparedness. Many local governments and organizations offer resources and workshops on how to protect your home and assets during the hurricane season.

Preparing for hurricane season in Florida requires a comprehensive approach that includes securing physical, financial, and legal protections. By taking proactive steps to review insurance policies, safeguard important documents, and ensure your home is fortified against storms, you can significantly mitigate the risks posed by these natural disasters. Remember, the time you spend preparing now can offer peace of mind and protection when a hurricane threatens.

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